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are provided on a package basis with the full array of property, liability, crime and hired/non- owned auto property and monoline liability coverage. All policies have a common expiration date of November 1 st. Umbrella coverage is available for these habitational accounts. The same limits as are shown in the Preferred Program are available.

HOSPITALITY PROGRAM

This program is available in the list of states shown above. The target market for this program is franchised, limited service hotel/motel risks. The buildings must be less than twenty years old or renovated within the coverage’s required by the hospitality industry. In Texas, the Texas Hotel and Lodging Association endorses this program.

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