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wide array of enhancements that are specific to this class of business. In addition crime coverage, hired/non-owned auto, and employee benefits liability can be included in the package.

Umbrella coverage is available in conjunction with this program. Available limits are $15,000,000 in Texas and $25,000,000 in all other states.

Second Tier Habitational Program: This program concentrates on apartments, condos, townhouses and economy hotels that do not fit the criteria for our Preferred Program. The target market is habitational accounts commonly refereed to a “B” class accounts. Coverage’s are provided on a risk-purchase group basis. We provide monoline past ten years. Coverages

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